Terms of Service

Effective Date: September 1, 2026

1. Agreement and Administration

The Institute for Christian Apologetics (“ICA”) is administered by Families of Virtue Ministries Inc. (“FOV”) in operational partnership with Southern Evangelical Seminary and Bible College (“SES”). These Terms and Conditions (“Terms”) constitute an agreement between you and FOV, the contracting organization responsible for administering ICA.

By creating an account, purchasing a membership or course, accessing ICA materials, or participating in an ICA workshop, you agree to these Terms and the ICA Privacy Policy.

2. Age and Account Requirements

You must be at least 13 years old to create or use an ICA account.

Users ages 13–17 may participate only with the authorization and supervision of a parent or legal guardian. The parent or guardian must review and accept these Terms and the Privacy Policy on the minor’s behalf, including the provisions concerning recorded sessions.

You agree to provide accurate registration information, protect your login credentials, and promptly notify ICA of suspected unauthorized account access. Accounts may not be shared with others.

3. Memberships and Individual Course Purchases

ICA offers recurring memberships as well as individual course purchases. Each available ICA course may be purchased individually without requiring the purchaser to maintain a membership.

Membership benefits, individual course prices, billing intervals, access periods, and other purchase details will be displayed on the applicable registration or checkout page. Prices are not permanently established by these Terms and may differ among offerings, promotions, or locations.

A membership provides access only to the resources and benefits identified in the applicable membership description. An individual purchase provides access under the conditions displayed when the course is purchased.

ICA may revise, update, replace, or retire workshops and course materials as reasonably necessary. When an individual course has a defined access period, that period should be disclosed at checkout.

4. Recurring Billing, Cancellation, and Refunds

Memberships automatically renew according to the billing interval and rate disclosed at checkout unless canceled before the next renewal date.

By purchasing a membership, you authorize FOV or its designated payment processor to charge the payment method provided for each recurring payment.

You may cancel a membership at any time through the available account-management tools or by contacting ICA. Cancellation prevents future renewal charges and ordinarily takes effect at the end of the current paid billing period.

Membership charges and individual course purchases are nonrefundable. ICA does not provide full or partial refunds for unused time, incomplete workshops, missed sessions, or failure to use purchased materials, except when required by applicable law or expressly promised in writing by ICA.

Changes to recurring membership rates will be disclosed before taking effect as required by applicable law.

5. Educational Nature of ICA Programs

ICA provides non-degree Christian education, discipleship, and apologetics training. ICA workshops and certificates do not constitute accredited academic degrees, transferable college credit, professional licenses, or guarantees of acceptance by an employer, church, school, seminary, licensing body, or other institution.

Workshop requirements, schedules, assignments, completion standards, and live-session availability may vary. Participants are responsible for reviewing and completing the requirements associated with each workshop.

6. Christian Community Standards

ICA seeks to cultivate Christian character, intellectual virtue, and faithful engagement with others. Participants must communicate with gentleness and respect and must refrain from conduct that disrupts the educational community.

Prohibited conduct includes:

• Harassment, threats, intimidation, or abusive behavior.
• Mockery, personal attacks, or persistently quarrelsome conduct.
• Obscene, unlawful, or intentionally disruptive content.
• Unauthorized advertising, solicitation, or promotion.
• Impersonation or misrepresentation.
• Attempts to gain unauthorized access to accounts, systems, or information.
• Sharing another participant’s private information without permission.
• Conduct that materially interferes with ICA workshops or community spaces.

FOV may moderate, restrict, or remove content and may suspend or terminate access when reasonably necessary to protect ICA, its participants, or its mission.

7. Intellectual Property and Permitted Use

ICA workshops may contain materials owned by FOV, SES, mentors, workshop creators, publishers, or other third parties.

Subject to these Terms, you receive a limited, personal, nonexclusive, nontransferable, and revocable right to access purchased or membership-based materials for your own education and permitted ministry application.

You may apply ideas and principles learned through ICA in personal ministry or a local church. However, unless written permission or the material’s stated license provides otherwise, you may not:

• Copy, reproduce, upload, publish, sell, or distribute ICA materials.
• Share account access or downloaded resources with unauthorized persons.
• Publicly broadcast or commercially present workshop videos or recordings.
• Record live sessions without express permission.
• Remove copyright, attribution, or ownership notices.
• Use ICA materials to create or operate a competing course or commercial product.

Third-party books, articles, videos, and linked resources remain subject to their owners’ rights and terms.

You retain ownership of original material you submit in community discussions or workshop activities. By submitting it through ICA, you grant FOV a limited permission to host, reproduce, display, and use it as reasonably necessary to operate the workshop, community, or recording in which it was submitted.

8. Live Sessions and Recordings

ICA live workshop and cohort sessions are recorded unless ICA expressly announces otherwise.

Recordings may include a participant’s name, display name, image, voice, chat messages, screen content, questions, comments, and other contributions. Recordings may be incorporated into ICA workshops and made available to current and future asynchronous and synchronous ICA participants.

By participating in a recorded session, an adult participant consents to these uses. For participants ages 13–17, the required parent or legal guardian authorization includes consent to the recording and its use within ICA.

ICA will obtain a separate media or publicity release before using an identifiable participant’s recording in public advertising or promotional materials when such additional permission is required.

Participants may not independently record, copy, distribute, or publicly share ICA sessions without written permission.

9. Privacy and Member Information

ICA uses personal information to administer accounts, payments, workshops, educational records, communications, community participation, and related operations, as explained in the ICA Privacy Policy.

Personal information is used within ICA and by FOV and SES for authorized ICA purposes. ICA does not sell personal information or disclose it to unrelated institutions for their independent use.

Authorized ICA mentors, facilitators, personnel, and contractors may access information reasonably necessary to perform their ICA responsibilities. Service providers—including learning-platform, videoconferencing, payment-processing, hosting, email, and technical providers—may process information on ICA’s behalf to provide the Services. Information may also be disclosed when required by law or reasonably necessary to protect ICA, its participants, or others.

10. Third-Party Platforms

ICA uses third-party services such as FreshLearn, Zoom, payment processors, and other technology providers. Your use of those services may also be governed by their respective terms and privacy policies.

ICA does not control and cannot guarantee the uninterrupted availability, performance, security, or continued operation of third-party platforms. ICA may substitute or modify platforms when reasonably necessary.

11. Disclaimers and Limitation of Liability

ICA materials and services are provided for educational and religious purposes. ICA does not guarantee particular academic, professional, employment, ministry, financial, or personal results.

The Services are provided on an “as available” basis. To the fullest extent permitted by applicable law, FOV, SES, ICA, and their authorized personnel will not be liable for indirect, incidental, special, or consequential damages arising from use of or inability to use the Services.

Nothing in these Terms excludes a responsibility that applicable law does not permit the parties to exclude.

12. Suspension and Termination

FOV may suspend or terminate an account or access to particular Services for:

• Nonpayment.
• Account sharing or unauthorized use.
• Material or repeated violations of these Terms.
• Conduct that threatens the safety, integrity, or orderly operation of ICA.
• Fraudulent, unlawful, or abusive activity.
• Other substantial misuse of ICA materials or systems.

Termination for violation of these Terms does not create a right to a refund.

Provisions concerning intellectual property, recordings, privacy, disclaimers, governing law, and other provisions that logically should continue will survive cancellation or termination.

13. Changes to These Terms

FOV may revise these Terms to reflect changes in ICA programs, platforms, practices, or legal requirements.

Updated Terms will be posted with a revised effective date. Material changes affecting recurring payments or other significant member rights will be communicated as required by applicable law.

Continued use of the Services after revised Terms take effect constitutes acceptance of the revised Terms.

14. General Legal Terms

These Terms and the policies expressly incorporated into them constitute the entire agreement concerning your use of the Services, except for additional terms expressly presented for a particular purchase or program.

These Terms are governed by the laws of the State of North Carolina, without regard to conflict-of-law rules. Any legal proceeding concerning these Terms must be brought in an appropriate state or federal court serving Cumberland County, North Carolina, unless applicable law requires otherwise.

If any provision is found unenforceable, the remaining provisions will remain in effect. A failure to enforce a provision does not waive the right to enforce it later.

You may not transfer your account or rights under these Terms without FOV’s permission. FOV may assign its responsibilities in connection with an authorized transfer or reorganization of ICA operations.

15. Contact Information

Questions, cancellation requests, or notices concerning these Terms may be directed to:

Families of Virtue Ministries Inc.

P.O. Box 2985

Fayetteville, NC 28302-2985

You may also contact ICA through the Contact page on the Institute for Christian Apologetics website.